Does phthalate-free mean a toy is body-safe?

Not on its own. Phthalate-free means the toy doesn't contain those particular plastic softeners, which is a good start. But a phthalate-free toy made from TPE or jelly is still porous and can't be fully sanitized. Look for a non-porous material like 100% silicone, glass, stainless steel or ABS plastic if you want the full body-safe picture.